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Online Terms of Business
Section 1: The Content of the Web Site

The contents of the Web Site, such as text, graphics, images, audio, video, data, coding, scripts, computer programs and other Content ("Content)" or "Contents"), are protected by copyright and intellectual property rights under the laws of England and Wales as well as other countries, and are owned or controlled by the Company or by third parties that have licensed their Content to the Company. The Company authorizes you to view and download a single copy of the Content solely for your personal use. Any other reproduction and any permanent storage, re-transmission or re-utilisation of the Web Site or its Contents is prohibited without the prior written consent of the Company.

Section 2: Privacy

Your personal data is protected in the UK by the Data Protection Act 1998. Under this Act we will only process any data we hold about you in a lawful and fair manner. We will keep your data securely to prevent unauthorised access by third parties.

Any personal data collect by the Company through your use of the Web Site will only be used for the purposes specified on this Web Site and will not be used for any other purposes without first obtaining your permission. It may be necessary for us to disclose your personal data to third parties (for example insurance companies) for the purposes of carrying out your instructions. These third parties may be outside the EU.

Section 3: Password

You will receive a password. You are responsible for maintaining the confidentiality of any such password and are fully responsible for all activities that occur under your password. You agree to (a) immediately notify the Company of any unauthorized use of your password or any other breach of security, and (b) ensure that you Log Out from the Web Site at the end of each session. The Company cannot and will not be liable for any loss or damage arising from your failure to comply with this paragraph.

Section 4: Links to Other Sites

The Web Site may contain links to third-party web sites that are maintained by others. These links are provided solely as a convenience to you and not as an endorsement by the Company of the contents of such third-party web sites. The Company is not responsible for the content of linked third-party sites and does not make any representations regarding the content or accuracy of Contents on such third-party web sites. If you decide to access linked third-party web sites, you do so at your own risk.

Section 5: Liability Disclaimers

The Content may contain inaccuracies or typographical errors. The Company makes no representations about the accuracy, reliability, suitability, completeness, or timeliness of the Content or about the results to be obtained from using the Web Site and the Content. The Content on the Web Site is for general information purposes and do not constitute financial, investment or any other advice and does not take into account all your personal and financial circumstances. Should you require financial advice on any area covered by the Web Site please contact us at the address on the Web Site.

The descriptions of products and services are not intended to be complete descriptions of all the terms, conditions and exclusions applicable to them. The precise details of cover and terms of each product and service are subject to the terms issued by the respective product and service providers and are subject to change periodically which may be made at any time. Some Content on the Web Site is provided by third parties and the Company shall not be held responsible for any such Content provided by third parties.

The Company does not warrant that the Web Site will operate error-free, continuously or without interruption, or that the Web Site or its server are free of computer viruses or other harmful content. If your use of the Web Site or the Content results in the need for servicing or replacing equipment or data, the Company is not responsible for those costs.

Section 6: Disclaimers of Certain Damages

If you are dissatisfied with any portion of the Web Site or its Content, or with any provision of the Terms, your sole and exclusive remedy is to discontinue using the Web Site. Under no circumstances shall the Company, its directors, officers, employees and agents be liable to any User or any third party on account of that User's use of the Web Site. In no event shall the Company and/or its suppliers be liable to you or any such third party for any direct, indirect, punitive, exemplary, incidental, special or consequential damages or any damages whatsoever, including, without limitation, damages for loss of benefits, use, data or profits, arising out of or in any way connected with the use or performance of the Web Site, the delay or inability to use the Web Site, the provision of or failure to provide services, or for any information, software, products, services and related graphics obtained through the Web Site, or otherwise arising out of the use of the Web Site, whether based on contract, tort, strict liability or otherwise. Nothing in this term shall restrict the Company's liability for death or personal injury arising from the Company's negligence.

Section 7: Indemnity

You agree to defend, indemnify, and hold harmless the Company, its officers, directors, employees and agents, from and against any losses, liabilities, damages, costs, and expenses, including, without limitation, reasonable legal, expert and accounting fees, incurred in connection with any claims, actions or demands alleging or resulting from your use of the Content, your breach of the Terms, or your violation of law or of the rights of any third party. The Company shall provide notice to you promptly of any such claim, suit, or proceeding and, if it is one asserted by a third party, shall provide reasonable assistance to you, at your expense, in defending any such claim, suit or proceeding.

Section 8: General

All legal issues arising from or related to the use of the Web Site shall be construed in accordance with and determined by English law and shall be subject to the exclusive jurisdiction of the English Court. You hereby irrevocably waive, to the fullest extent permitted by law, any objection which you may now or hereafter have to the laying of the venue of any such proceeding brought in such a court and any claim that any such proceeding brought in such a court has been brought in an inconvenient forum. If any provision of this Agreement is found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of this Agreement, which shall remain in full force and effect. The failure of the Company to exercise or enforce any right or provision of the Terms shall not constitute a waiver of such right or provision, and no waiver of any of the Terms shall be deemed a further or continuing waiver of such Terms or any other term.

You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Web Site must be filed within one (1) year after such claim or cause of action arose or be forever barred. These Terms constitutes the entire agreement between you and the Company with respect to the use of the Web Site. Any changes to these Terms must be made in writing, signed by an authorized representative of the Company.

Section 9: Our Details

Worldwide Employee Benefits Limited (Company Number 02333158)
Global House
NG22 8BZ

Contact Us
by e-mail: click here
by telephone: 01636 815533
by Post: At the above address

Registered office is at 12 Bridgford Road, West Bridgford, Nottingham, NG2 6AB.